| In the past, expert advice has always
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| | insurance that would pay out without him
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| been to insure your income. But in
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| | having to wait 6 or 12 months, he turned
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| today's world of expensive income
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| | to Private Health Insurance last year.
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| protection premiums and with waiting
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| | Unfortunately after suffering a prolapsed
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| lists for NHS treatment still haunting
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| | disc in April, he was told simply to go
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| us, many more people may begin to see
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| | home to rest by his GP and was not
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| access to instant private medical
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| | offered any specialist referral or
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| treatment as a better way of getting back
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| | diagnostic tests. He rang his private
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| to work and have the money rolling in.
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| | health insurance company and his claim
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| With premiums high and deferred periods
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| | was approved. He immediately saw a
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| of up to a year before a claim can be
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| | specialist who diagnosed the problem,
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| made on income protection plans, many
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| | which in fact required immediate
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| more people may turn to Private Medical
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| | treatment.
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| Insurance for a quicker solution.
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| | After receiving the most appropriate
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| Mark Martin, head of Internet based
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| | treatment he said:
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| private health insurance company,
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| | "Thanks to my policy I hope to be back to
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| Health-on-Line, says of the advantages of
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| | work soon and earning money again. If
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| private health insurance:
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| | you need your body in good condition to
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| "For many years now the self employed and
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| | be able to earn money you should insure
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| manual workers have found it very
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| | it, after all I need my van for business
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| difficult if not impossible to find
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| | so I insure it properly".
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| affordable income replacement policies.
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| | Another interesting point is the stress
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| For example the problem could be a bad
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| | factor. With no money coming in and
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| back, which is notoriously difficult to
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| | bills mounting this will undoubtedly lead
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| get treated promptly on the NHS ...
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| | to higher stress levels which in some
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| Private Health Insurance gives you
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| | cases can worsen the medical condition
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| instant access to treatment and therefore
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| | and cause tension in relationships, bad
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| the best chance of getting back to work
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| | credit and so on.
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| and earning money again".
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| | Perhaps it's time to assess the risks and
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| A recent report which explored private
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| | take action or you could be one of the
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| health insurance highlighted the case of
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| | unfortunate half a million people on NHS
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| a Gloucester based builder. Unable to
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| | waiting lists for over a year with no
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| find affordable income replacement
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| | money coming in.
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