| Change is never easy, and amendments to Texas | | | | |
| Law have seen the Health Insurance market | | | | The health coverage tax credit program is |
| explode with a multitude of health plan | | | | also available to help certain individuals |
| options. While more competition is always a | | | | pay for insurance, this can make health |
| good thing, it can sometimes be very | | | | insurance much more affordable if you're |
| confusing to consumers who want to get the | | | | eligible. If you're on a pension you're |
| best deal, but are confused by the sudden | | | | likely to qualify, as well as if you are a |
| array of choice. | | | | displaced worker. |
| | | | |
| There is also the added confusion that not | | | | There is also the choice between |
| all health plans have to contain all | | | | Fee-for-service plans, and Managed Care |
| benefits, meaning you've suddenly got a whole | | | | plans. Managed care plans may be cheaper as |
| lot of policies that may or may not contain | | | | may be required to go to the health care |
| the things you need. Insurance carriers still | | | | professionals that the insurance company |
| do have full health insurance plans, but the | | | | dictates, where as Fee-for-service plans |
| advantage of this new flexibility is that | | | | allow you to go anywhere you want. |
| consumers can choose which benefits they | | | | |
| would like to pay for. This means insurance | | | | Another excellent way to save money on your |
| that is tailored to your needs that won't | | | | insurance is to see if you can get it as part |
| break the bank with costs for things you | | | | of a group. Perhaps your employer offers |
| don't want or need. | | | | insurance, or your union. Other associations |
| | | | that offer the chance to get in on a group |
| You now have the choice between State | | | | plan are churches and professional |
| Mandated Plans and Consumer Choice Plans. | | | | associations. |
| Consumer Choice plans will still include | | | | |
| things that the State has determined must be | | | | Be smart, look around, and explore your |
| included, such as Alzheimer's and Pregnancy | | | | options. That's the best way to save on |
| Complications. | | | | health insurance and get a good deal. |