| When you start noticing that your magic wallet seems | | | | Internet is full of options to feed your mind and soul |
| to have lost its magic, er, contents faster than usual, | | | | Stay Healthy |
| blame the recession, George W. Bush and Barack | | | | Just imagine the savings you will accumulate when you |
| Obama, job cuts, and even your Joneses neighbor for | | | | stay healthy the whole year round! Of course, some |
| keeping such high standards for you to keep up with. | | | | illnesses cannot be prevented but for those that can |
| But that's counterproductive! | | | | be, do everything you can to do so. |
| Instead, you need to look into your own spending | | | | Stop smoking because the risks for common |
| habits and lifestyle patterns to keep as much money | | | | respiratory diseases like colds and cough, not to |
| as possible sticking to your magic wallet. Here then are | | | | mention other diseases like mouth sores, increase with |
| practical cost busters that you can follow to save | | | | each huff and puff you take. Stop drinking alcohol |
| more money. At least, you can thank the recession for | | | | because not only does it cost money to buy drinks for |
| imparting thrifty ways! | | | | the whole gang but it also will cost your liver |
| Cut Back On Spending | | | | irreversible damage. Double whammy! |
| Cutting back on spending is so obvious it is almost | | | | And you need not even spend on gym membership to |
| embarrassing to say it here. Still, it is an idea that can | | | | get your exercise. You can save as much as $250 |
| be difficult to take root in a mind accustomed to plenty | | | | when you cancel your membership and substitute brisk |
| in the land of milk and honey. Now is the time to spend | | | | walking, jogging, furniture-lifting and doing household |
| less than you earn and stop living beyond your wildest | | | | chores as exercises instead. |
| dreams, even when you fancy your magic wallet to | | | | Stay Married |
| be truly magical. | | | | For many reasons, staying married is cheaper than |
| There are, however, little things that can put more | | | | being single. For one thing, divorces nowadays are |
| money into your magic wallet than you ever thought | | | | very expensive especially when lawyer fees, alimonies, |
| possible: | | | | and child support are considered. Besides, starting a |
| * Opt for tap water instead of bottled water | | | | new life can cost you - new house, new furniture, and |
| * Brew your own coffee instead of going to one of | | | | new worries over money matters! |
| the popular cafs | | | | For another thing, sharing the cost of living - rent or |
| * Discard extended warranties since the products | | | | mortgage, food and clothing, utilities and the little luxuries |
| already have one-year basic warranties | | | | in life - is easier on two incomes in one magic wallet. |
| * Eat the more affordable conventional produce | | | | Besides, with today's gloomy economy, living life as a |
| instead of the organic ones - the difference in risk and | | | | single parent can be tough. |
| benefits are negligible while the prices are not | | | | However, this is not to say that you should stay within |
| * Choose more affordable utility services like the | | | | an abusive marriage, far from it. Your emotional |
| Internet and cable services, including VoIP | | | | happiness and physical safety are still more important |
| * Listen to free music and read free magazines - the | | | | than the contents your magic wallet. |