| In most states if you drive a vehicle on any state | | | | New Hampshire Motor Vehicle Department for exact |
| roadway you must, by law, have automobile insurance, | | | | details. |
| but such is not the case in New Hampshire. Under | | | | Obviously the best way to keep your automobile |
| New Hampshire law, a good driver in New Hampshire | | | | insurance cost down is to keep your driving record |
| is not required to carry any form of automobile | | | | clean. Never drive when intoxicated or impaired, do not |
| insurance at all. | | | | speed, and obey all other traffic rules and regulations, |
| However, that does not mean that no one in New | | | | as well as the orders given by any police officer. |
| Hampshire must purchase automobile insurance. | | | | Another thing you can often do to substantially reduce |
| To begin with, if you finance a vehicle then chances | | | | the cost of your automobile insurance is to increase |
| are very good that your financing company will force | | | | your deductible. The larger your deductible - in other |
| you to purchase full automobile insurance coverage in | | | | words, the more you are willing to pay out of your |
| order to protect the collateral they have for their loan - | | | | own pocket any time you have a claim - then the |
| namely, your car. | | | | lower your monthly premium will be. |
| Also, even if your vehicle is not financed you still may | | | | Drive a sensible car. That big muscle car may the one |
| be forced to pay for automobile insurance in New | | | | you've been dreaming about for years - but check to |
| Hampshire if your driving record is not spotless. | | | | see if you can afford the insurance before you |
| For example, a DUI (Driving Under the Influence) or a | | | | commit to buying it. Fast or sporty cars are much |
| DWI (Driving While Intoxicated) conviction will | | | | more expensive to insure than are more traditional |
| guarantee that you must purchase automobile | | | | vehicles. |
| insurance for a minimum of three years; a second | | | | Now get online. There are literally dozens of websites |
| conviction gets you an extra two years of required | | | | that allow you to quickly and easily compare |
| coverage. | | | | automobile insurance polices and prices among a |
| There is also a point system in New Hampshire that | | | | whole slew of different insurance companies. In order |
| can earn you the dubious distinction of having to | | | | to insure that you are comparing as many different |
| purchase automobile insurance. Such things as running | | | | companies as possible you need to take the time to fill |
| a stop sign, driving on a sidewalk, failure to obey the | | | | out the forms on at least two and preferably three |
| orders of a police officer all add negative points to | | | | different comparison websites. |
| your driving record. | | | | Once you have done this then you will absolutely |
| The number of negative points on your record needed | | | | know where you can get affordable automobile |
| to trigger the requirement for you to purchase | | | | insurance in New Hampshire. |
| automobile insurance varies by age. Check with the | | | | |