| In most states if you drive a vehicle on any | | | | purchase automobile insurance varies by age. |
| state roadway you must, by law, have | | | | Check with the New Hampshire Motor Vehicle |
| automobile insurance, but such is not the | | | | Department for exact details. |
| case in New Hampshire. Under New Hampshire | | | | |
| law, a good driver in New Hampshire is not | | | | Obviously the best way to keep your |
| required to carry any form of automobile | | | | automobile insurance cost down is to keep |
| insurance at all. | | | | your driving record clean. Never drive when |
| | | | intoxicated or impaired, do not speed, and |
| However, that does not mean that no one in | | | | obey all other traffic rules and regulations, |
| New Hampshire must purchase automobile | | | | as well as the orders given by any police |
| insurance. | | | | officer. |
| | | | |
| To begin with, if you finance a vehicle then | | | | Another thing you can often do to |
| chances are very good that your financing | | | | substantially reduce the cost of your |
| company will force you to purchase full | | | | automobile insurance is to increase your |
| automobile insurance coverage in order to | | | | deductible. The larger your deductible - in |
| protect the collateral they have for their | | | | other words, the more you are willing to pay |
| loan - namely, your car. | | | | out of your own pocket any time you have a |
| | | | claim - then the lower your monthly premium |
| Also, even if your vehicle is not financed | | | | will be. |
| you still may be forced to pay for automobile | | | | |
| insurance in New Hampshire if your driving | | | | Drive a sensible car. That big muscle car may |
| record is not spotless. | | | | the one you've been dreaming about for years |
| | | | - but check to see if you can afford the |
| For example, a DUI (Driving Under the | | | | insurance before you commit to buying it. |
| Influence) or a DWI (Driving While | | | | Fast or sporty cars are much more expensive |
| Intoxicated) conviction will guarantee that | | | | to insure than are more traditional vehicles. |
| you must purchase automobile insurance for a | | | | |
| minimum of three years; a second conviction | | | | Now get online. There are literally dozens of |
| gets you an extra two years of required | | | | websites that allow you to quickly and easily |
| coverage. | | | | compare automobile insurance polices and |
| | | | prices among a whole slew of different |
| There is also a point system in New Hampshire | | | | insurance companies. In order to insure that |
| that can earn you the dubious distinction of | | | | you are comparing as many different companies |
| having to purchase automobile insurance. Such | | | | as possible you need to take the time to fill |
| things as running a stop sign, driving on a | | | | out the forms on at least two and preferably |
| sidewalk, failure to obey the orders of a | | | | three different comparison websites. |
| police officer all add negative points to | | | | |
| your driving record. | | | | Once you have done this then you will |
| | | | absolutely know where you can get affordable |
| The number of negative points on your record | | | | automobile insurance in New Hampshire. |
| needed to trigger the requirement for you to | | | | |