| Health insurance premiums are rising | | | | health care insurance is one of them. |
| faster than almost any other fixed cost | | | | If you have a dangerous job or if you |
| in New Hampshire. In fact, health care | | | | drive a sporty car you can also be |
| premiums are so costly that almost one | | | | tagged for higher monthly premiums. |
| half of all New Hampshire families | | | | Many health insurance plans offer you an |
| report that paying their monthly health | | | | option for the size of your co-payment |
| care premiums is severely straining | | | | (copay). Increasing your copay (which |
| their monthly budget. | | | | means you will pay more each time you |
| If your company offers a group health | | | | have a routine doctor's office visit or |
| care plan you should look into it, as | | | | any time you have lab work done) can |
| group plans are almost invariably less | | | | reduce your monthly premiums |
| expensive than individual health plans. | | | | substantially. If you do not see the |
| As high as health care premiums are, New | | | | doctor very often in a normal year this |
| Hampshire residents actually have it | | | | may be an excellent option for you. |
| better than the residents of many other | | | | One of the fastest ways of lowering your |
| states thanks to the New Hampshire | | | | monthly health insurance premium is to |
| Health Plan, or NHHP. | | | | increase your yearly health insurance |
| Under NHHP many residents of New | | | | deductible. The more you are willing to |
| Hampshire who cannot otherwise afford or | | | | pay out of your own pocket for your |
| qualify for private health care | | | | health care before you even ask your |
| insurance (often due to a pre-existing | | | | insurance to begin paying, the lower |
| medical condition) can still obtain | | | | your monthly premiums will be. |
| state-sponsored health care insurance. | | | | Finally, get online and check out all of |
| To see if you qualify for New | | | | your options on 2 or more of the many |
| Hampshire's NHHP health insurance | | | | websites that allow you to make quick |
| coverage go here: | | | | comparisons between the prices of |
| But even if you do qualify for NGGP | | | | insurance policies between different |
| insurance there are still a number of | | | | insurance companies. In order to |
| things you can do right now to lower the | | | | guarantee that you are comparing as many |
| cost of your monthly health insurance. | | | | different companies as possible, you |
| For one thing you can stop smoking or | | | | really need to take the extra time and |
| using tobacco products. Smokers pay up | | | | fill out the forms on at least 2 (and |
| to 30 or even 50% more for health care | | | | preferably 3) different comparison |
| insurance than non-smokers. Similarly, | | | | websites. |
| overweight individuals, who are at | | | | Once you have made comparisons on at |
| greater risk for a number of | | | | least 2 different websites you can rest |
| health-related problems, also pay more | | | | assured that you have gotten the most |
| for health insurance. There are many | | | | affordable health insurance that New |
| good reasons to lose weight, and lower | | | | Hampshire has to offer. |