| Health insurance premiums are rising faster | | | | care insurance is one of them. |
| than almost any other fixed cost in New | | | | |
| Hampshire. In fact, health care premiums are | | | | If you have a dangerous job or if you drive a |
| so costly that almost one half of all New | | | | sporty car you can also be tagged for higher |
| Hampshire families report that paying their | | | | monthly premiums. |
| monthly health care premiums is severely | | | | |
| straining their monthly budget. | | | | Many health insurance plans offer you an |
| | | | option for the size of your co-payment |
| If your company offers a group health care | | | | (copay). Increasing your copay (which means |
| plan you should look into it, as group plans | | | | you will pay more each time you have a |
| are almost invariably less expensive than | | | | routine doctor's office visit or any time you |
| individual health plans. | | | | have lab work done) can reduce your monthly |
| | | | premiums substantially. If you do not see the |
| As high as health care premiums are, New | | | | doctor very often in a normal year this may |
| Hampshire residents actually have it better | | | | be an excellent option for you. |
| than the residents of many other states | | | | |
| thanks to the New Hampshire Health Plan, or | | | | One of the fastest ways of lowering your |
| NHHP. | | | | monthly health insurance premium is to |
| | | | increase your yearly health insurance |
| Under NHHP many residents of New Hampshire | | | | deductible. The more you are willing to pay |
| who cannot otherwise afford or qualify for | | | | out of your own pocket for your health care |
| private health care insurance (often due to a | | | | before you even ask your insurance to begin |
| pre-existing medical condition) can still | | | | paying, the lower your monthly premiums will |
| obtain state-sponsored health care insurance. | | | | be. |
| To see if you qualify for New Hampshire's | | | | |
| NHHP health insurance coverage go here: | | | | Finally, get online and check out all of your |
| | | | options on 2 or more of the many websites |
| But even if you do qualify for NGGP insurance | | | | that allow you to make quick comparisons |
| there are still a number of things you can do | | | | between the prices of insurance policies |
| right now to lower the cost of your monthly | | | | between different insurance companies. In |
| health insurance. | | | | order to guarantee that you are comparing as |
| | | | many different companies as possible, you |
| For one thing you can stop smoking or using | | | | really need to take the extra time and fill |
| tobacco products. Smokers pay up to 30 or | | | | out the forms on at least 2 (and preferably |
| even 50% more for health care insurance than | | | | 3) different comparison websites. |
| non-smokers. Similarly, overweight | | | | |
| individuals, who are at greater risk for a | | | | Once you have made comparisons on at least 2 |
| number of health-related problems, also pay | | | | different websites you can rest assured that |
| more for health insurance. There are many | | | | you have gotten the most affordable health |
| good reasons to lose weight, and lower health | | | | insurance that New Hampshire has to offer. |