| We can Help you find the best prices on | | | | insurance premium can be dependent on the |
| Insurance! | | | | health of the insured party, their age and |
| | | | gender, or the amount of the health insurance |
| Health insurance comes in all shapes and | | | | deductible chosen for a particular health |
| sizes. Some health insurance plans are highly | | | | insurance plan. |
| customizable while other health insurance | | | | |
| plans are not. More expensive medical | | | | Deductibles & Co-Pays can Vary! |
| insurance offers better services, but this | | | | |
| does not mean that less expensive medical | | | | The deductible is the amount of the health |
| insurance plans are not as good. There are | | | | care fees the customer is responsible for |
| many affordable health insurance plans that | | | | before the health insurance provider begins |
| provide excellent coverage options. | | | | coverage. Health insurance deductibles are |
| | | | determined for an annual period. Having no |
| What are your Health Insurance Options? | | | | health insurance deductible, or a very low |
| | | | health insurance deductible will usually |
| To begin with, it is important to know what | | | | result in a higher health insurance premium. |
| your health insurance options really are. | | | | Having a high deductible health insurance |
| Laws regulating health insurance are | | | | plan can result in benefits that most other |
| different in every state, which means that | | | | health insurance plans do not afford, such as |
| health insurance plans will vary from state | | | | coverage of services that are not normally |
| to state as much as they do from company to | | | | covered by health insurance providers. |
| company. For example, health insurance | | | | |
| providers in Oregon are not allowed to deny | | | | A copay or coinsurance is the amount of a |
| coverage due to pre-existing conditions, | | | | medical fee that the health insurance |
| while health insurance providers in | | | | customer is responsible for. A copay is a set |
| Pennsylvania can deny coverage, but must | | | | dollar amount determined for each service by |
| offer uniform premiums. - There are three | | | | the health insurance provider, while |
| basic components of health insurance: | | | | coinsurance is a percentage of the fee that |
| | | | the health insurance customer is responsible |
| Premiums are the fees that a customer pays to | | | | for. Copay and coinsurance rates can be |
| a health insurance provider for access to | | | | higher when the doctor does not have a |
| their services. The rate of the health | | | | contract with the health insurance provider. |