| We can Help you find the best prices on Insurance! | | | | dependent on the health of the insured party, their age |
| Health insurance comes in all shapes and sizes. Some | | | | and gender, or the amount of the health insurance |
| health insurance plans are highly customizable while | | | | deductible chosen for a particular health insurance plan. |
| other health insurance plans are not. More expensive | | | | Deductibles & Co-Pays can Vary! |
| medical insurance offers better services, but this does | | | | The deductible is the amount of the health care fees |
| not mean that less expensive medical insurance plans | | | | the customer is responsible for before the health |
| are not as good. There are many affordable health | | | | insurance provider begins coverage. Health insurance |
| insurance plans that provide excellent coverage | | | | deductibles are determined for an annual period. |
| options. | | | | Having no health insurance deductible, or a very low |
| What are your Health Insurance Options? | | | | health insurance deductible will usually result in a higher |
| To begin with, it is important to know what your health | | | | health insurance premium. Having a high deductible |
| insurance options really are. Laws regulating health | | | | health insurance plan can result in benefits that most |
| insurance are different in every state, which means | | | | other health insurance plans do not afford, such as |
| that health insurance plans will vary from state to state | | | | coverage of services that are not normally covered |
| as much as they do from company to company. For | | | | by health insurance providers. |
| example, health insurance providers in Oregon are not | | | | A copay or coinsurance is the amount of a medical |
| allowed to deny coverage due to pre-existing | | | | fee that the health insurance customer is responsible |
| conditions, while health insurance providers in | | | | for. A copay is a set dollar amount determined for |
| Pennsylvania can deny coverage, but must offer | | | | each service by the health insurance provider, while |
| uniform premiums. - There are three basic | | | | coinsurance is a percentage of the fee that the health |
| components of health insurance: | | | | insurance customer is responsible for. Copay and |
| Premiums are the fees that a customer pays to a | | | | coinsurance rates can be higher when the doctor |
| health insurance provider for access to their services. | | | | does not have a contract with the health insurance |
| The rate of the health insurance premium can be | | | | provider. |