5 Things You Can Do to Lower Your Health Insurance Costs

According to the most recent Census Bureau surveyDon't Use Tobacco
results, 45.8 million Americans do not have healthTobacco use of any kind, including chewing tobacco
insurance! Of those, 60% of people have full time jobscan increase your health insurance rates by 30%! The
and 3.5 million of those people earn more than $75,000fact that tobacco use causes such a significant
per year. Many people who do not have access toincrease is a testament to its inherent health risks. Not
group health insurance plans, such as the selfonly will quitting smoking or using chewing tobacco
employed, are taking their chances without insuranceimprove your health drastically, it's an instant way to
because they fear the high cost of personal healthreduce your health care costs.
insurance plan costs.Control Type II Diabetes
While health insurance is an added expense, the costThose with Type II Diabetes automatically receive a
of just one major injury can far exceed the cost of30% increase - and that is with a healthy A1C. Those
any annual health care plan.with an unhealthy A1C often pay even more. In a
Health insurance doesn't need to be ridiculouslymajority of cases, controlling weight and eating right
expensive. Being self employed, I faced the samecan eliminate Type II diabetes.
dilemma when I sought out a personal health insuranceFind Natural Ways to De-Stress
plan. To find out how I could save money, I interviewedDependence on anti-depressants and anti-stress
insurance agents to find out what steps I could take tomedications are automatic health insurance rate
reduce my monthly health insurance costs.increases. Stress related illnesses are one of the
In this article, we'll look at 5 simple things that everyonedriving factors of health care costs. Instead, try
can do to dramatically lower their health care costs.exploring natural ways to reduce stress and anxiety
Maintain a Healthy Weightsuch as lifestyle changes, yoga, and meditation.
Keeping your weight within an average range for yourLower Cholesterol
age and height can help you qualify for the best healthRisk factors of heart disease such as high cholesterol
insurance rates. Being morbidly obese can causecan significantly increases rates. Exercise, healthy
health insurance rates to increase by 7 times theeating, and monitoring your cholesterol can help you to
quoted rate.reduce your risk of heart disease.