| Family Health Care | | | | health-care plan. If you live in New |
| Now that my daughter is getting older I | | | | York you have probably seen the |
| am becoming more and more concerned | | | | commercials for this. Though the |
| about family health care. When she was a | | | | commercials say that their family |
| baby I would have to pay for her shots | | | | health-care plan is simple and easy, I |
| and her doctor's visits with cash. | | | | have to say that I disagree. I have gone |
| Though I realized that if something | | | | to the application process numerous |
| horrible were to happen I would have to | | | | times for my daughter, only to find her |
| pay for everything out of pocket. Now to | | | | coverage canceled for stupid reasons. |
| she's getting older I want to take care | | | | One time they got my address wrong, and |
| of her health coverage. This means I | | | | her insurance cards were returned to |
| have to worry about having a | | | | sender. When this happened, they |
| comprehensive coverage package that | | | | canceled her insurance policy without |
| includes our entire family. | | | | trying to contact me and another time |
| For my family, this wouldn't be such a | | | | they lost my payment, and her insurance |
| problem if it were not for some unusual | | | | was canceled with no notification. |
| circumstances. My husband and I have a | | | | Until we can get our family health care |
| family health care plan through his | | | | problems under control, I can only |
| employer. However, because my daughter | | | | continue to hope and pray that |
| is actually my niece, and we have yet to | | | | everything remains as it is. We have |
| officially adopt her, she is not allowed | | | | been blessed with a very healthy child, |
| to be on our health care plan. We are | | | | and her medical expenses thus far have |
| now in the process of adopting her, but | | | | not been very bad. I don't think that I |
| until then, my family health-care costs | | | | will completely be able to relax about |
| must come out of my own pocket. As she | | | | the situation until we have her adopted |
| near school age, this begins to concern | | | | and she can then be added to my |
| me more and more. | | | | husband's employers family health care |
| New York State does have a family | | | | plan. |