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How I Deal With Family Health Care

Family  Health  CareNew York State does have a family health-care
plan. If you live in New York you have
Now that my daughter is getting older I amprobably seen the commercials for this.
becoming more and more concerned about familyThough the commercials say that their family
health care. When she was a baby I would havehealth-care plan is simple and easy, I have
to pay for her shots and her doctor's visitsto say that I disagree. I have gone to the
with cash. Though I realized that ifapplication process numerous times for my
something horrible were to happen I woulddaughter, only to find her coverage canceled
have to pay for everything out of pocket. Nowfor  stupid  reasons.
to she's getting older I want to take care of
her health coverage. This means I have toOne time they got my address wrong, and her
worry about having a comprehensive coverageinsurance cards were returned to sender. When
package  that  includes  our  entire  family.this happened, they canceled her insurance
policy without trying to contact me and
For my family, this wouldn't be such aanother time they lost my payment, and her
problem if it were not for some unusualinsurance  was canceled with no notification.
circumstances. My husband and I have a family
health care plan through his employer.Until we can get our family health care
However, because my daughter is actually myproblems under control, I can only continue
niece, and we have yet to officially adoptto hope and pray that everything remains as
her, she is not allowed to be on our healthit is. We have been blessed with a very
care plan. We are now in the process ofhealthy child, and her medical expenses thus
adopting her, but until then, my familyfar have not been very bad. I don't think
health-care costs must come out of my ownthat I will completely be able to relax about
pocket. As she near school age, this beginsthe situation until we have her adopted and
to  concern  me  more  and  more.she can then be added to my husband's
employers family health care plan.



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