| Family Health Care | | | | New York State does have a family health-care |
| | | | plan. If you live in New York you have |
| Now that my daughter is getting older I am | | | | probably seen the commercials for this. |
| becoming more and more concerned about family | | | | Though the commercials say that their family |
| health care. When she was a baby I would have | | | | health-care plan is simple and easy, I have |
| to pay for her shots and her doctor's visits | | | | to say that I disagree. I have gone to the |
| with cash. Though I realized that if | | | | application process numerous times for my |
| something horrible were to happen I would | | | | daughter, only to find her coverage canceled |
| have to pay for everything out of pocket. Now | | | | for stupid reasons. |
| to she's getting older I want to take care of | | | | |
| her health coverage. This means I have to | | | | One time they got my address wrong, and her |
| worry about having a comprehensive coverage | | | | insurance cards were returned to sender. When |
| package that includes our entire family. | | | | this happened, they canceled her insurance |
| | | | policy without trying to contact me and |
| For my family, this wouldn't be such a | | | | another time they lost my payment, and her |
| problem if it were not for some unusual | | | | insurance was canceled with no notification. |
| circumstances. My husband and I have a family | | | | |
| health care plan through his employer. | | | | Until we can get our family health care |
| However, because my daughter is actually my | | | | problems under control, I can only continue |
| niece, and we have yet to officially adopt | | | | to hope and pray that everything remains as |
| her, she is not allowed to be on our health | | | | it is. We have been blessed with a very |
| care plan. We are now in the process of | | | | healthy child, and her medical expenses thus |
| adopting her, but until then, my family | | | | far have not been very bad. I don't think |
| health-care costs must come out of my own | | | | that I will completely be able to relax about |
| pocket. As she near school age, this begins | | | | the situation until we have her adopted and |
| to concern me more and more. | | | | she can then be added to my husband's |
| | | | employers family health care plan. |