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Article #469: How I Deal With Family Health Care

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Family Health Care health-care plan. If you live in New York
Now that my daughter is getting older I you have probably seen the commercials
am becoming more and more concerned about for this. Though the commercials say that
family health care. When she was a baby I their family health-care plan is simple
would have to pay for her shots and her and easy, I have to say that I disagree.
doctor's visits with cash. Though I I have gone to the application process
realized that if something horrible were numerous times for my daughter, only to
to happen I would have to pay for find her coverage canceled for stupid
everything out of pocket. Now to she's reasons.
getting older I want to take care of her One time they got my address wrong, and
health coverage. This means I have to her insurance cards were returned to
worry about having a comprehensive sender. When this happened, they canceled
coverage package that includes our entire her insurance policy without trying to
family. contact me and another time they lost my
For my family, this wouldn't be such a payment, and her insurance was canceled
problem if it were not for some unusual with no notification.
circumstances. My husband and I have a Until we can get our family health care
family health care plan through his problems under control, I can only
employer. However, because my daughter is continue to hope and pray that everything
actually my niece, and we have yet to remains as it is. We have been blessed
officially adopt her, she is not allowed with a very healthy child, and her
to be on our health care plan. We are now medical expenses thus far have not been
in the process of adopting her, but until very bad. I don't think that I will
then, my family health-care costs must completely be able to relax about the
come out of my own pocket. As she near situation until we have her adopted and
school age, this begins to concern me she can then be added to my husband's
more and more. employers family health care plan.
New York State does have a family






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