| Family Health Care | | | | New York State does have a family health-care plan. |
| Now that my daughter is getting older I am becoming | | | | If you live in New York you have probably seen the |
| more and more concerned about family health care. | | | | commercials for this. Though the commercials say that |
| When she was a baby I would have to pay for her | | | | their family health-care plan is simple and easy, I have |
| shots and her doctor's visits with cash. Though I | | | | to say that I disagree. I have gone to the application |
| realized that if something horrible were to happen I | | | | process numerous times for my daughter, only to find |
| would have to pay for everything out of pocket. Now | | | | her coverage canceled for stupid reasons. |
| to she's getting older I want to take care of her health | | | | One time they got my address wrong, and her |
| coverage. This means I have to worry about having a | | | | insurance cards were returned to sender. When this |
| comprehensive coverage package that includes our | | | | happened, they canceled her insurance policy without |
| entire family. | | | | trying to contact me and another time they lost my |
| For my family, this wouldn't be such a problem if it | | | | payment, and her insurance was canceled with no |
| were not for some unusual circumstances. My | | | | notification. |
| husband and I have a family health care plan through | | | | Until we can get our family health care problems under |
| his employer. However, because my daughter is | | | | control, I can only continue to hope and pray that |
| actually my niece, and we have yet to officially adopt | | | | everything remains as it is. We have been blessed |
| her, she is not allowed to be on our health care plan. | | | | with a very healthy child, and her medical expenses |
| We are now in the process of adopting her, but until | | | | thus far have not been very bad. I don't think that I will |
| then, my family health-care costs must come out of | | | | completely be able to relax about the situation until we |
| my own pocket. As she near school age, this begins | | | | have her adopted and she can then be added to my |
| to concern me more and more. | | | | husband's employers family health care plan. |