Ask the doctor


How I Deal With Family Health Care

Family Health Carehealth-care plan. If you live in New
Now that my daughter is getting older IYork you have probably seen the
am becoming more and more concernedcommercials for this. Though the
about family health care. When she was acommercials say that their family
baby I would have to pay for her shotshealth-care plan is simple and easy, I
and her doctor's visits with cash.have to say that I disagree. I have gone
Though I realized that if somethingto the application process numerous
horrible were to happen I would have totimes for my daughter, only to find her
pay for everything out of pocket. Now tocoverage canceled for stupid reasons.
she's getting older I want to take careOne time they got my address wrong, and
of her health coverage. This means Iher insurance cards were returned to
have to worry about having asender. When this happened, they
comprehensive coverage package thatcanceled her insurance policy without
includes our entire family.trying to contact me and another time
For my family, this wouldn't be such athey lost my payment, and her insurance
problem if it were not for some unusualwas canceled with no notification.
circumstances. My husband and I have aUntil we can get our family health care
family health care plan through hisproblems under control, I can only
employer. However, because my daughtercontinue to hope and pray that
is actually my niece, and we have yet toeverything remains as it is. We have
officially adopt her, she is not allowedbeen blessed with a very healthy child,
to be on our health care plan. We areand her medical expenses thus far have
now in the process of adopting her, butnot been very bad. I don't think that I
until then, my family health-care costswill completely be able to relax about
must come out of my own pocket. As shethe situation until we have her adopted
near school age, this begins to concernand she can then be added to my
me more and more.husband's employers family health care
New York State does have a familyplan.



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