| Is there such thing as cheap health insurance | | | | with some limitations on the prescriptions |
| available to families and individuals? With | | | | drug coverage and no maternity. If you have |
| health insurance costs are rising to the all | | | | no need for brand name drug coverage and not |
| time high and the pressure from the media. | | | | need for maternity, you will be surprised by |
| Insurance companies are scrambling for ways | | | | how low your monthly premiums are going to |
| to make health insurance affordable for | | | | be. SmartSense Plans are most popular plans |
| everyone. With so much media attention and | | | | that Blue Cross is currently offering. If you |
| the uncertainty for the future of the health | | | | are looking for health plans that cover |
| insurance industry and with talk about | | | | maternity and still offer low monthly premium |
| socialized health insurance. Insurance | | | | then take a look at new Lumenos plans that |
| companies are stepping up to offer more | | | | Blue Cross offers. Not all Lumenos plans |
| "cheaper" health insurance options for the | | | | offer maternity coverage so make sure you |
| consumers. | | | | check that the plan you are looking at offers |
| | | | maternity coverage. |
| If you live in California there are numerous | | | | |
| options that are available to you that will | | | | With Blue Shield you also have some new great |
| definitely help out your pocket book. Two of | | | | plan options with their new Balance Plans and |
| the largest health insurance providers in the | | | | Essential Plans. Balance Plans are great |
| state, Blue Cross and Blue Shield have been | | | | plans for the families who are looking for |
| recently introducing new significantly | | | | very affordable monthly premiums and a |
| cheaper health insurance plans. One thing we | | | | benefit rich plan. The way Blue Shield is |
| have to understand is that insurance | | | | able to offer low monthly premiums is by |
| companies want your business and they are | | | | excluding maternity coverage. The other |
| finally listening to consumers. Insurance | | | | options you have, especially if you are |
| companies understand that they have to be | | | | single individual, is Blue Shield Essential |
| competitive or they are just going to go out | | | | Plans. Essential plans offer all the benefits |
| of business. | | | | of benefit rich plan with the exceptions of |
| | | | no maternity coverage and no brand name drug |
| Lets get in to your options and what is | | | | coverage. Essential plans also have much |
| available to you in the state of California. | | | | lower maximum out of pocket costs. If you are |
| One thing you have to understand is that | | | | healthy and are looking for "cheap" benefit |
| every state is different in the types of | | | | rich plan, Essential Plans are definitely |
| health plans that are offered. Even if the | | | | right for you. |
| insurance company is the same the health | | | | |
| plans will still vary based on your state | | | | One thing that we have to understand is that |
| laws. California Blue Cross and Blue Shield | | | | insurance companies are consistently |
| has been listening and have come out with | | | | competing for your business. If you stay |
| some great plans that are "cheap" compared to | | | | proactive and shop for health insurance |
| what was available before. | | | | options you are always going to find "cheap" |
| | | | health insurance plans for your self or your |
| When you are looking at Blue Cross consider | | | | family. Feel free to visit out site (see |
| new SmartSense plans that are extremely | | | | below) to get instant health insurance quotes |
| competitive. SmartSense plans offer you all | | | | on the plans mentions in this article and |
| the features of a rich health insurance plans | | | | many other "cheap" health insurance plans. |