| Costs for health insurance in Cleveland are rising every | | | | * Ohio Senior Health Insurance Information Program |
| year. In 2007 insurance costs rose 40%. And while | | | | For more information about these programs visit the |
| premiums are rising, coverages are falling, with you as | | | | Ohio Department of Insurance website at: |
| the insured paying ... | | | | ohioinsurance.gov |
| * Higher deductibles | | | | Private Insurance |
| * Higher co-payments for doctor visits | | | | Private insurance is an option for Cleveland |
| * Higher co-payments for prescription drugs | | | | consumers, but it tends to be more expensive than |
| Is there any way to still find affordable health insurance | | | | employee or state-sponsored insurance. To help you |
| in Cleveland? | | | | save on private insurance, be sure to shop rates at an |
| Lower-Cost Employer Health Insurance | | | | insurance comparison website. Insurance companies |
| To save costs, many employers are looking to | | | | have different prices for similar insurance policies, and |
| consumer-directed health care plans such as Health | | | | you can save hundreds of dollars a year on your |
| Savings Accounts and High-Deductible Health Plans. | | | | health insurance by comparison shopping. |
| These plans offer insurance with low premiums and | | | | When you go to an insurance comparison website, |
| high deductibles coupled with tax-exempt health | | | | you'll fill out a simple form with information about |
| savings accounts. | | | | yourself and your health insurance needs. Soon after |
| Forty percent of Cleveland companies offer these | | | | you submit your information you'll receive quotes from |
| plans, including large employers such as American | | | | multiple A-rated insurance companies. You can look |
| Greetings. | | | | over the quotes and compare them for cost, benefits, |
| State-Sponsored Options | | | | and coverages, then choose the plan that fits your |
| For the unemployed or lower-income Cleveland | | | | needs. |
| residents, the state of Ohio offers several programs | | | | If you have any questions about your health insurance |
| to help pay for insurance or medical care. These | | | | options, the best insurance comparison websites offer |
| programs include: | | | | a chat feature. With this feature you can talk online |
| * Healthy Start/SCHIP for children under age 19 | | | | with insurance professionals and get fast, accurate |
| * Healthy Families | | | | answers to your questions. |