| There are many more affordable options for | | | | of seeing your doctor twice will run between |
| individual health insurance then there are | | | | $150.00 and $500.00, depending upon where you |
| for family health insurance. The reason for | | | | live and what you're being seen for. Remember |
| this is because individuals, on average, will | | | | that this is a rough estimate so give or take |
| spend much less on health care each year than | | | | a bit. |
| a family will and this allows them to simply | | | | |
| pay the cost of one or two doctor visits from | | | | My point is that even if you carry a lower |
| their own pocket and raise their annual | | | | deductible, such as $250-$500.00, you would |
| deductible obligation to a higher level. This | | | | still have to pay those costs out of your own |
| will lower their monthly payments | | | | pocketbook each year until your deductible |
| considerably and still give them protection | | | | was taken care of before the insurance |
| in the event of long term hospitalization. | | | | company would begin covering you. This being |
| | | | the case, in order to make individual health |
| This is an example of making an individual | | | | insurance more affordable you simply plan on |
| health insurance policy more affordable for | | | | setting that money aside each year. |
| you. On average, a normal individual will see | | | | |
| a doctor approximately twice per year, | | | | The above example is only an option for |
| correct? Many companies give you two sick | | | | helping you to make buying a health insurance |
| days per year and you'll definitely want to | | | | plan affordable. It's much better to carry a |
| get an annual check-up, so there's twice per | | | | high deductible than it is to have no |
| year, barring any unforeseen event. The cost | | | | coverage it all. |