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Understanding Health Insurance Portability and Accountability Act

The Health Insurance Portability andPenalties for non-compliance can include
Accountability Act or HIPAA has two purposes.fines that range from $100 per person per
The first, "portability," allows an employeeviolation up to $25,000 per year and/or up to
to keep their current health insurance eventen  years  imprisonment.
if they should happen to leave their current
place of employment. This is easily doneThe process is complaint driven and only
thanks to plans such as COBRA. The secondcovers health care providers and health
part, "accountability," means that theplans. It doesn't mean that a friend or
government can now regulate healthcarefamily member can't discuss someone's medical
providers, health plans, payers,issues with another party. Relatives may talk
clearinghouses, and anyone else that mightfreely about what they may have discussed
coordinate health data, for complete privacywith health care providers. Journalists may
and security. If an employer provides anyreport on a subject's medical condition, but
type of on-site health care, that employerthe information that can be disclosed by a
must  also  comply  by  HIPAA  standards.doctor or hospital is limited. These
restrictions also don't apply to police,
It means that if personal information isfirefighters,  coaches, trainers or teachers.
stored on computer databases, tapes, disks,
or transmitted with the assistance of faxesIf you feel your privacy has been violated,
or the Internet, in addition to anythingyou can issue a complaint with your
written down or talked about, steps must behealthcare provider or the DHHS. Your health
taken to ensure a patient's privacy. Thisinformation is privileged and anyone can use
also means that, in addition to protectingthis information against you. The HIPAA was
your privacy, the electronic exchange ofdesigned to combat this. Your health care
financial or administrative information mustprofessional now has to make sure your
now  be  standardized.information stays confidential unless you
request otherwise.



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